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Make a claim
Call 1800 808 614 or
email insuranceclaims
@ausfoodsuper.com.au
to initiate a claim.
Why should you think about insurance cover?
The right level of insurance cover can help you and your loved ones with unexpected costs during difficult times.
It is important to consider what types and level of insurance cover would be appropriate to help you and your family financially if illness or injury was to prevent you from working, or you were to pass away.
You should also think about whether you would be able to get the same types of cover outside the superannuation environment and how much insurance cover costs.
In some cases, you may not need to complete any medical questionnaires or examinations before you can get cover through your Australian Food Super membership.
If you need help understanding your options, contact the Member Hotline on 1800 808 614.
What type of insurance cover can you get?
Three types of insurance cover are available through your Australian Food Super membership:
Life cover
A lump sum amount is paid to your beneficiaries when you die.
Total and Permanent Disability (TPD) cover
A lump sum benefit is paid if it is determined that you have been totally and permanently disabled and are unable to work in any occupation.
Income Protection (IP) cover
If you are injured or become sick and are unable to work in your current occupation, up to 75% of your income is paid for up to 2 years.
There are some conditions that apply to IP cover including, but not limited to, a reduction in the amount payable where you receive other disability income, e.g. Workcover payments, when you reach age 65-70, and maximum levels of cover available.
For full information regarding all conditions that apply, please refer to our Insurance Guide.
Read our Insurance Guide
Please refer to our Insurance Guide for full details, costs and the amount of cover provided.
Need advice?
If you are unsure about whether insurance is appropriate for you, we encourage you to seek professional financial advice. You can contact our advisers here or call us on 1800 808 614. Further information about insurance in superannuation is also available on ASIC’s MoneySmart website: www.moneysmart.gov.au