Paying Super Guarantee (SG) contributions is not just a legal requirement. You have an important role in the future of your employees because the super you pay on their behalf will determine how they live in retirement. What’s more, super funds also provide automatic insurance cover to eligible members, to protect them and their families along the way. If members miss out on contributions, this can mean they may not be covered for life or disability insurance should the worst happen.

SG contributions you make are tax deductable, and by complying with your SG obligations you’ll avoid possible penalties from the ATO.

We want to help you by making this payment process as simple as possible.

Who is eligible for super? Generally you have to pay SG contributions for employees who are aged over 18 or, if under age 18 are working at least 30 hours per week, regardless of how much they earn.

The percentage of your employees’ ‘ordinary time earnings’ that you have to pay has been set by the Government at 12% from 1 July 2025 onwards. For more information on SG rates, visit the ATO Super Guarantee page.

Payday Super

The Australian Government has passed new laws changing the rules for when employers must pay workers’ superannuation contributions.

From 1 July 2026, all Australian employers will be required to pay their employees’ super at the same time as each payday, rather than quarterly. Read more about the changes on the Payday Super page.

Don’t wait until the deadline to get your business Payday Super ready. To support you, we’ve introducing EmployerPay, a Payday Super–compliant solution available at no extra cost. To get started with EmployerPay at no extra cost, contact your Client Service Manager today. We’re here to support you every step of the way.