Most eligible members receive automatic insurance cover once their account meets age and balance thresholds and receives employer contributions. This can include Death, Total and Permanent Disablement (TPD), and Income Protection cover, with premiums deducted directly from their super account.
However, default cover may not always be enough.
Employers play an important role by paying super contributions correctly and on time (which can affect eligibility), ensuring accurate job classifications, and encouraging employees to review their level of cover.
Members can log into their Australian Food Super account to check, adjust, increase, or opt into cover (where required). In some cases, additional health information may be needed.
In an industry where injuries can and do happen, adequate insurance can make a significant difference to a worker and their family.
A simple reminder to your staff to review their insurance could have a life-changing impact. And remember, our Client Service Managers can run a seminar on insurance for your staff onsite.
Read more information on our insurance products.